The sentiment among farmers regarding crop insurance is overwhelmingly negative due to frustrations over delayed payments, lack of transparency, and perceived government deception. Many farmers feel neglected and express a breakdown in trust towards the authorities, questioning the effectiveness of the insurance program and the government's commitment to their welfare.

Government of India

Insurance Companies

What a shit article. The author finds one person who had trouble obtaining crop insurance for specialty crops and that means only large farms are benefitting? I know crop insurance agents who screw up commodity crop policies so it doesn't matter if that person couldn't figure his own out, plenty of others have. Just shows the former agent the author talked to was probably bad at their insurance job. 

I have been to numerous meetings about speciality crops put on by several different local agencies and they all have a pretty good grasp of the policies available and are obviously promoting them as they have each held multiple sales meetings over the last several years. 

This author definitely knows little about what is actually going on in agriculture and should have dug a little deeper and interviewed more agents.

IAFarmLife

False: it provides a collateral base that small operators and large operators can borrow against for their operating loans allowing them to get financing in the first place. It is a key support beam to rural communities.

NotaWizardOzz

Neither_Wonder6488

Farmer here; crop insurance pays out per acres so it benefits everyone equally, but yes the bigger farms get more. 

I’m not sure what they are trying for here, but saying “big farms and companies” like the majority of farms haven’t converted to llc’s for legal reasons.

sendgoodmemes

Socialism for farmers and Israel. Capitalism for the rest of us. Now we about to find out how that's worked out.

[deleted]

Thecatisright

Popular_Doughnut5168

Hey guys I have a survey regarding multi-drone communicator systems in land monitoring/management. This is research for a uni project. If anyone could fill this out it would be greatly appreciated! Thanks guys!!  
[https://forms.gle/LbB4qm3StD9KCv6n8](https://forms.gle/LbB4qm3StD9KCv6n8)

Best-Shame1954

PackOutrageous

Some of the biggest welfare queens I know are in agriculture. They skirt the laws whenever they can, and then bitch about everyone else. But God forbid they don’t get their checks. It’s pathetic.

Reasonable-Show9345

Big ag and its corporate welfare. Could not survive without it.

icnoevil

We need Tyler Sheridan on this stat!

He can make a show staring Matthew McCaunahey as a hard working, whip smart farmer who makes wild claims about people in the cities unchallenged and explains how they’re just trying to feed America but those pesky lawman (conveniently Democrats in power in Texas … somehow… can’t be Republicans so Tyler you sort that out now boy!…. Keep stopping him. 

Then all the x and Facebook bots can cut up scenes from the show and spread the clips that it’s really just more Liberals lies! And big farms don’t exist. Just the little guys. 

For real my American dudes. This will happen. 

I just watched Landman. This is what I wrote above but for oil companies. 

You guys love your parking lot F-150 princess cosplay shows that just pour lies in your ears.

LumiereGatsby

Bwhahahah.  Fools that have been entrusted with a farm that has been in their family for generations are going to lose it all because they could not be bothered to actually look at what the republican party agenda was and the direction it was going to take.  Instead they simply took the easier route of using hate as their motivator and voted for a New York real estate shister. Their kids and grandkids will remember the dad/grandfather not as the head of the family…..but as the fool that lost it all……….Bwhahahah Bwhahahah

Hiker7471

Crop insurance basically creates a universal base income for commodity crop farmers and is directly responsible for inflated land prices

american420garbage

1) Yes, you can sell directly to the consumers. There are some restrictions about selling to bulk buyers. 

2) The APMC act and the auctioneering procees applies when you sell them at mandis.  

But,
1) Why do you want to sell it online? I mean, I understand if you want sell hyperlocal, like creating an app where everyone can order vegetables and fruits for the next day. But if you want to sell it in different cities, how are you going to manage stock which is highly perishable and susceptible to pests?

Better way can be to make a small offline store and then sell the produce through an app for hyperlocal orders. 

2) Regarding selling online, there are no licenses required to create a Shopify website and sell Cash on delivery. But if you want a payment gateway, then you'll need a shops license and details of a current bank account. 

If you want to sell pulses too, then you'll need a fssai license. That's it. Nothing more required. 

For your offline store, you may also need a trade license.

--------

The reason why farmers sell it to middle men is because they want to avoid the risk associated with perishable products. That's why the procurement cost is low. 
If you know a way to manage your perishable stock, then it's a good idea to avoid middle men and sell directly to make larger profits.

Alarming-Prompt-

You can directly sell your produce without any brokers to consumers.

black_jar

satoshiwife

Yes. Farmers do that all the time.

But your case is different. You are the middleman here and that too as a start up. Consult a lawyer.

RajLnk

I have a farmer's WhatsApp group in Bangalore. They release Google forms with orders for my ( and other apartment complex) based on their harvest season. Once we order and pay, they pack everything onto a tempo and do all the deliveries in one day.

You need to identify the closest big town you have customers in and then do your deliveries. This is the most feasible solution I can think of.

Character_Tiger9177

You need a store at a market and couple of licenses. You can fairly do this easily.

Trisha_Purushan

In my society, there is a person who comes everyday with a truck in the morning for 2- 3 hours and brings vegetables from his and his adjacent farms. Ppl either come to the stall of place order through WhatsApp and it js delivered to their flats. 
You can try this approach as well  in the starting instead of spending money on App development. 

If you target good 2-3 societies ( in your nearby city) i guess you can make good money.

entrepreneur_x8x8

Hi, if you are serious about this we can connect via google meet and discuss in detail ( I am a lawyer)

Deep-Doc-01

Laws are state to state dependent, most places you can sell anywhere. It's a long topic to write here.
In short for many years distribution of products had been controlled by the grand political party. They don't want to loose influence or power over their vote bank and cash cow business.
Also if you became independent and self sufficient it's not in their interest

Confident-Brush4581

If your net revenue is &gt; 40 Lakh per annum you need to register and comply with corporate laws.

Great idea. I'd personally love to go to a farm and pick my own veggies and livestock. It'll make the cost lower and quality much higher and the farmer will make good money.

newacc419

Try doing it, you will end up also having to price it at ₹60/kg.

joblessfack

Met a large-scale farmer who had a GST registration, and would sell to anyone willing to meet his volume of sales. 

Farmer is king in india.

travellinphilosopher

Well you can always take your produce to nearby cities and sell it directly, there is no rule for it. I am willing to buy fresh vegetables from you as i stay in greater noida.

You'll have to register your site as an e-commerce site, and then would have to obtain licences and do compliances related to that

InternationalKeynew

FARMER-NEAR_ME

Signup the FARMER NEAR ME app and start selling in less then 5 minutes

I am sure there's something called Raitu Bazaar which does exactly the same thing but in an offline physical market. It's a place where farmers come with their stock and sell directly to the customer so it's most probably legal as per my knowledge.

If you want to make an E-Commerce app for Vegetables, maybe you can try exploring ONDC which is an initiative by the government to replace popular E-Commerce platforms like Amazon, Flipkart, Swiggy, Zomato, Ola, Uber, etc.
It provides you with an API which you can utilise to make an app. 

I am a React Native fresher developer so I can help you out with the app if you want. Just DM me if you are interested and we will discuss the finances and other legal formalities.

That is what farm laws were supposed to change. You can sell to anyone anywhere. But vested intrest doesn't want that to happen. Hence pseudo pharmaer protest.

Delicious-Guess8134

Yeah, I've seen this happen a lot. Consumers end up paying a lot of money. I'll be interested in talking about this and get your perspectives!

Spirited-Falcon-3570

Bhai Farmers ke upar koi law nahi hai India me directly becho bhai

Gold_Scientist_8860

Let's build something together
Connect via Dm brother

indianstartupfounder

Selling directly is 100% legal. The problem is logistics. How will you deliver your product directly to the consumer, you need to store the vegetables,  you will have to either have your own logistics (mini truck etc) or work with a logistics partner. Problem is that if your scale is not large enough these expenses will render your business unprofitable.

professormycomancer

selling direct is not a problem but it depend on how you sell it...

Senior_Rub_9518

Did you explored tie up with harvesting farmer network?

whohas

If you want you can sell directly to reliance fresh or any instamart
And if you are based on UP you can take help from my brother he is working on these area. 
Like taking the veggies from farmer at good cost and selling it to other online services

realpassion123

Try to team up with other local farmers and organise farmers market weekly

VaikomViking

I believe there are also cooperatives that may be able to help you

No_cl00

Vegetable farmers in subzi mandis sell directly to consumers all the time. It is common for farmers who own lands close to urban areas to load their vegetables such as bhindi and gobhi in Tata Magic type of vehicle and sell directly to consumers in the local subzi mandi.

Disastrous_Heat2163

Hello, 
Please send me your requirements for packaging. We are into manufacturing of plastic, paper and biodegradable bags. 
We can customise it as per your design and sizes. Our pricing is subject to requirements for raw materials that we need to manufacture your desired packaging. This is why we expect orders in bulk volumes only.
Thank you!

Mediocre_Energy_6312

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AutoModerator

We gotta read the fine print. And truth be told, that aswini vaishnw pic isn't helping.

Icetruckilr

BC..they should have focused on primary education first to uplift these farmers and do something more valuable them farming. No developed country has 80% population working in agriculture.

Aadamkhor

ccr87315

Nothing for the taxpayer, only free ka maal is distributed in this country!

Knowledge_junky

Everything is fucking dedicated to farmers.

Rajiv_Samra_Sam

doejohn2024

Good move. Appreciated.

Unfortunately your post won't get traction here.

Independent_Tour4500

term1throwaway

Aur gaand chat lo farmers ki bhosdi wqlo. Ye BJP gaandu usi ki chatenge jo jitni galiya deta hai.

Intelligent-War2809

Agricultural Minister is SS Chauhan. Prime Minister is Modi. Where did Railway minister come from?

Kesakambali

How does one need 10Billion dollar for crop insurance ?

treatWithKindness

And you all guys wonder why taxes are going crazy

Kschitiz23x3

hasibrock

govi96

Fun_Coffee_9207

Based. If it actually reaches the farmers.

Tirth0000

DarkArt5

I'll really appreciate a breakdown of the points of this article, and any additional stuff this might have missed. A bit more context would be great to the general audience. What sort of factors would this fund insure? Any idea of its implementation?

inotparanoid

why insurance rather than helping with literally anything else with all that money

Realistic-Wing-1140

The Indian government is set to digitally transfer ₹3,200 crore in crop insurance claims to 30 lakh farmers under the Pradhan Mantri Fasal Bima Yojana.

Crop Insurance for Farmers in India

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